We are not an IT startup. We have been successful in the market for 20 years with our e-commerce applications and customer loyalty programs. But that does not mean we do not have smart ideas and enthusiasm for new things. On the contrary - with us you also get the experience and expertise of a well-rehearsed team. Expertise is essential for excellence, as no company can do it all ourselves, we rely on partnerships with reputable companies. Through our owners - Raiffeisen and UniCredit Bank Austria - we also maintain good cooperation with well-known Austrian banks./n